Legal

Full Disclaimer

The Final Watch is an independent planning tool. This page sets out, in full, what that means — and what it does not promise.

Version 3Effective August 31, 2026Status In effect
What this page is

This is the full disclaimer for The Final Watch, in the same form it appears inside the app. The short version in the site footer is a summary of this page, not a replacement for it.

1. Independence and non-affiliation

The Final Watch is an independent, privately owned and operated product. It is not associated with, affiliated with, connected to, sponsored by, authorized by, approved by, or endorsed by the United States Department of the Navy, the United States Department of Defense, the United States Government, the United States Armed Forces, or any of their respective departments, components, agencies, branches, installations, or officials. Any reference to such entities is for descriptive, informational, or identification purposes only and does not imply any affiliation or endorsement. All content, opinions, and materials within The Final Watch are solely those of the product and its creators.

2. Not official guidance

The Final Watch is a planning, organizational, and informational tool only. It does not replace, supersede, override, or carry the authority of:

Official guidance, requirements, and authorization always come through your command and official government channels. Where information in The Final Watch conflicts with an official source, the official source governs in all cases.

3. No professional advice

The Final Watch does not provide and is not a substitute for professional advice of any kind, including legal, financial, investment, tax, accounting, medical, mental-health, insurance, or veterans-benefits-counseling advice. Nothing in the app constitutes such advice or creates any professional-client relationship. For guidance specific to your circumstances, consult an appropriately licensed or accredited professional, including as applicable a licensed attorney, your installation or Region Legal Service Office, a qualified financial professional, a licensed insurance agent, a medical provider, or an accredited Veterans Service Officer.

4. Information accuracy, currency, and completeness

Laws, regulations, instructions, forms, timelines, eligibility rules, and benefits relating to military retirement and separation change frequently and vary by individual circumstance, rank, rating or designator, community, and command. While reasonable efforts are made to keep the app's reference materials reasonably current, The Final Watch makes no representation or warranty that any information is complete, accurate, current, or applicable to your specific situation at the time you rely on it. You must independently verify every requirement, deadline, form, and figure against the current official source before taking or refraining from any action.

5. No guaranteed outcomes

The Final Watch does not promise, guarantee, ensure, expedite, or influence any specific result or outcome, including without limitation: VA disability claim approvals or rating percentages; retirement or retainer pay amounts or timing; Survivor Benefit Plan or insurance outcomes; benefits eligibility or enrollment; security-clearance matters; employment, hiring, or career placement; or the speed, approval, or outcome of any government process.

6. User responsibility and assumption of risk

You are solely responsible for understanding and meeting your own retirement and separation requirements, deadlines, and obligations. The Final Watch is a tool to help you organize and track your own process; it is not a substitute for your own diligence, judgment, or for official guidance. Your use of the app and any reliance on its content is entirely at your own risk.

7. Trademarks, service marks, and nominative use

Military rank titles, qualification and warfare designations, program names, office names, form numbers, instruction identifiers, and similar terms used within The Final Watch are used solely for descriptive, informational, and identification (nominative) purposes. Such use does not imply any affiliation with, sponsorship by, or endorsement by any government entity or any trademark owner. All trademarks, service marks, trade names, and logos are the property of their respective owners. The Final Watch claims no rights in, and asserts no ownership of, any government or third-party marks.

8. Limitation of liability

To the fullest extent permitted by applicable law, The Final Watch, BT Ventures LLC, and their owners, creators, and contributors shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss, missed deadline, denied or delayed benefit, denied or delayed claim, financial loss, or other harm, arising out of or relating to your access to, use of, or reliance on the app or any of its content, whether based in contract, tort, negligence, strict liability, or any other legal theory, and whether or not the possibility of such damages was foreseeable or disclosed. Some jurisdictions do not allow certain limitations of liability, so portions of this limitation may not apply to you.

9. Acknowledgment

By accessing or using The Final Watch, you acknowledge that you have read, understood, and agree to this Disclaimer, and that you understand the app is an independent product and not an official or government-endorsed source.